NFT
Protect Me Now
Identity Protection Plan
12-Month Defence Against Identity Fraud
New Zealand — Closing Presentation
WHERE WE ARE RIGHT NOW
The 7-day response window is open.
The incident happened. The driver licence was taken. A bank access attempt was made. No money was lost — but the information taken is enough to cause serious financial harm.
We are now inside the most critical response window. Critical protections are not yet in place.
This is not a future risk. The scammer has the information right now.
What Is Currently Open
No Credit Freeze on File
A finance application can be submitted in your name today.
No Port Block on Spark
Your mobile number can be redirected at any time.
No Verbal Password at Bank
Account recovery attempts are possible using the licence details taken.
Each of these is a door that remains unlocked. Every day this week that passes without action is a day those doors stay open.
WHAT THE SCAMMER LIKELY DOES NEXT
The 5-Stage Attack Timeline
1
Data Testing
Happening now. 0 to 30 days. Probability: 60%
Password resets attempted. Telco support contacted. Small credit pre-approvals tested.
2
SIM Swap Attempt
30 to 90 days. Probability: 35 to 45%
Mobile number ported to a SIM they control. Banking one-time codes intercepted. Standard bank security bypassed.
3
Credit Application Fraud
1 to 6 months. Probability: 40 to 55% without a credit freeze.
Applications to Gem Finance, Q Mastercard, Latitude, BNPL services. Average NZ fraudulent lending event: $3,000 to $15,000.
4
Bank Account Takeover
Ongoing risk. Probability: 20 to 30%
Email compromised. Banking credentials reset. Funds transferred. Potential loss: $5,000 to $40,000.
5
Repeat Targeting
Ongoing. Probability: 70% without behavioural protection.
Victims who respond once are re-listed. Repeat attempts continue for 12 to 24 months.
WHAT HAPPENS IF NOTHING IS DONE
Expected Financial Exposure Over 12 Months Without Protection
$8K
Low Estimate
$50K+
High Estimate
$8-30K
Average NZ Multi-Event Case
Recovery without professional support: 6 to 18 months.
Probability of at least one fraud attempt within 12 months: greater than 50%.
The longer the current vulnerabilities remain open, the higher that number climbs.
NEW ZEALAND IDENTITY THEFT
The Numbers
10%
Fraud Rate
of New Zealanders experience fraud or cybercrime every year
10%
Reported
Only 10% of incidents are ever reported to Police. Actual rates are far higher.
20%
Driver Licences
Driver licences are involved in approximately 20% of identity compromise cases
81%
Unaware
of New Zealanders do not know how to check if their identity has been stolen
29%
All Crime
Fraud now accounts for approximately 29% of all crime in New Zealand
Economic cost of identity theft in NZ exceeds $200 million per year.
Elderly victims are statistically re-targeted within 90 days of first contact.
Sources: NZ Crime and Victims Survey 2023, CERT NZ, IDCARE, NZ Police Annual Report
THE THREE PLANS
Immediate Setup — $5,000
One-time setup fee covers all outstanding 7-day actions completed within 24 hours of instruction — credit freezes, bank hardening, port block, device security, email protection, and full identity risk audit.
Plan A — Essential Identity Shield
Pricing
One-time setup: $5,000
Monthly subscription: $199 per month
Total year one: $7,388
Risk reduction: 65 to 75%
Residual fraud probability: 15 to 25%
Exposure reduced: $3,000 to $12,000
What the $5,000 setup delivers immediately
  • Completion of all outstanding 7-day protective actions within 24 hours
  • Credit freeze across Equifax, illion, and Centrix
  • Bank hardening with verbal password and reduced transaction limits
  • Spark port block and account PIN activated
  • Email security and authenticator app installed
  • Remote access software removed
  • Device security configured
  • Incident documented with CERT NZ
What the $199 per month delivers ongoing
  • Quarterly credit file review
  • Quarterly identity audit
  • Annual full security check
  • Scam verification hotline during business hours
  • Direct point of contact for any suspicious activity
RECOMMENDED
Plan B — Advanced Fraud Defence

This is the minimum recommended tier for this scenario.
Pricing
One-time setup: $5,000
Monthly subscription: $349 per month
Total year one: $9,188
Risk reduction: 80 to 88%
Residual fraud probability: 8 to 15%
Exposure reduced: $1,000 to $6,000
Everything in Plan A, plus:
  • Monthly credit file monitoring
  • Dark web credential monitoring — alerts if your details appear for sale
  • Transaction anomaly review
  • SIM swap monitoring and validation
  • Monthly remote device health check
  • Priority response — same-day callback guaranteed
  • Bi-annual in-person visit
Plan C — Executive Identity Protection
Pricing
One-time setup: $5,000
Monthly subscription: $599 per month
Total year one: $12,188
Risk reduction: 88 to 94%
Residual fraud probability: 3 to 8%
Exposure reduced: under $2,000
Everything in Plan B, plus:
  • Real-time monitoring dashboard
  • 24/7 incident escalation line
  • Full device management including patching and updates
  • Quarterly in-home security review
  • Direct liaison with banks and agencies during any incident
  • Identity fraud recovery coordination if fraud occurs
  • Annual digital estate review
  • Behavioural scam coaching sessions
FULL PRICING SUMMARY
Side-by-Side Comparison
The Comparison That Matters
The average NZ identity fraud loss across multi-event cases is $8,000 to $30,000.
Plan B costs $9,188 for the full year and reduces that risk by approximately 85%.
The cost of protection is less than the average cost of a single fraud event. If fraud does occur under any plan, recovery support is included at no additional cost.
THE DECISION
We have 48 hours before this window closes.
Right now there is no credit freeze on file. No port block. No bank verbal password.
Plan B at $349 per month
Closes every current vulnerability within 24 hours of instruction and keeps active monitoring in place for the full 12-month risk window.
$11.63 per day
To reduce an $8,000 to $30,000 risk by 85%.
That is the decision.
Coverage begins within 24 hours of your instruction.
IF FRAUD OCCURS — WHO TO CALL
Emergency Contacts & Resources
Bank Fraud Team
Immediately if any transaction is unrecognised
NZ Police
If financial loss has occurred
Spark Fraud Division
If telco account accessed
Credit Bureaus
Equifax, illion, Centrix — to dispute fraudulent entries
Bryan Holmes
+6478086939
info@weontechnology.com
WeON Technology

New Zealand — Document version 1.2 — 7-Day Response Window
Based on NZ fraud case data, CERT NZ reporting, NZ Crime and Victims Survey 2023

DISCLAIMER
All risk reduction percentages, probability estimates, financial exposure ranges, and fraud statistics presented in this document are estimates only. They are derived from published New Zealand and international research including the NZ Crime and Victims Survey 2023, CERT NZ, IDCARE, and NZ Police reporting. These figures are considered reliable based on available source data but do not represent a guarantee of any specific outcome. No identity protection service eliminates risk entirely. Results will vary based on individual circumstances, attacker sophistication, and third-party system vulnerabilities outside our control. This document is intended to assist informed decision-making only and does not constitute legal or financial advice.